Countries That Require Travel Insurance

Countries That Require Travel Insurance

When planning a vacation, you’re probably considering booking a flight, a hotel and maybe a rental car. While planning, it’s a good time to consider another important piece of the vacation planning puzzle: protecting your trip with travel insurance.

In an increasingly interconnected world, travel has become more accessible and appealing than ever before. Whether for business or leisure, exploring new destinations and experiencing different cultures has become a common aspiration for many individuals. However, as the world opens up, it is important to recognise that certain countries now require travellers to have travel insurance.

This requirement protects travellers and the host countries, ensuring that unforeseen circumstances are adequately addressed. In this article, we will explore and see how travel insurance is mandatory for which countries and discuss the reasons behind this requirement.

The Caribbean

The Bahamas wants all visitors who are 18 years of age and older to obtain what is known as a Bahamas Travel Health Visa, making it another destination that mandates travel insurance. The Bahamas government has increased the visa fee to account for this. Up to $7000 in total emergency medical expenses and $5000 in daily maximums are covered. The visa cost will also vary depending on whether a visitor is immunised.


You must present evidence of a health insurance policy if you are allowed to enter Chile now. The COVID-19 medical costs should be covered by such coverage. You can now enter Chile for various reasons, including your health, your ability to live abroad, and humanitarian concerns.

Costa Rica

Children under 18 can enter Costa Rica without international travel insurance if they have had all the required vaccinations. Pfizer-BioNTech, AstraZeneca, Moderna, and Johnson & Johnson are among the vaccinations that are acceptable. Not immunised adults must show proof of medical insurance, which must pay at least $50000 for COVID medical care and another $2000 for housing costs in the event of COVID positivity.

As we conclude our exploration of where travel insurance is mandatory, it is evident that this measure is implemented to safeguard the well-being of travellers and mitigate potential risks. By enforcing the need for adequate insurance coverage, these countries prioritise the protection of their visitors and the stability of their healthcare systems. The requirement, despite appearing like a burden, serves as a safety net for travelers, providing peace of mind and financial protection in unforeseen circumstances.      Travel evolves, necessitating informed traveler awareness of destination requirements and investment in suitable insurance for a secure journey.

An increasing number of countries around the world are recognizing the importance of travel insurance for the well-being of both travelers and their own healthcare systems. By mandating travel insurance, these nations are taking proactive steps to mitigate the financial burden of unexpected medical expenses and emergencies for visitors. This trend underscores the significance of being adequately prepared when traveling abroad and highlights the necessity of understanding and complying with the specific insurance requirements of each destination. As global travel continues to evolve, travelers should stay informed about insurance regulations in their chosen destinations, ensuring a safe and worry-free travel experience.

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